November 10, 2018

I was at a young client’s office last week, we had been helping him do mainly Systematic Investments over the past 12 months…the young man appeared distraught. His portfolio after 12 months of investments showed a small loss. He told me that he felt that even keeping h...

November 1, 2018

Exactly 60 days ago, the Sensex touched 39,000 points on 28th August 2018. Since then a series of bad news, more so globally, including the rising geopolitical tensions like rising Crude prices and interest rates in US, these have had a downward sentiment on Indian sto...

September 5, 2018

Welcome PAYTM!

While paytm is about to launch Paytm MONEY that will allow its subscribers to invest into the DIRECT plans of Mutual Funds, it would be wise to examine this concept of Direct Mutual Funds v/s Regular Mutual Funds.

Regular Mutual Funds are investments that...

July 3, 2018

Last week my friend bought an apartment at 23% less than the market value, in that locality. How did he do it?

Two months ago, this friend was looking for an apartment in an upcoming suburb in Chennai, he said that the builder quoted a price of Rs 3500/-, adding th...

June 9, 2018

Karan & Kabir, are two young people who started working pretty much at the same time. Almost the same day. Earned very similar amounts as well. 

While Karan was a city boy who had friends and buddies from school, college and work with whom he spent time over the weekend...

May 25, 2018

In the early 1990s Harvard university conducted an experiment called the Monkey Business illusion (available on YouTube). In the clip the viewers are asked to count how many times the group of youngsters pass a ball amongst themselves. Suddenly in the middle, a bizarre...

May 11, 2018

The Indian Mutual Funds are undergoing a defining change, albeit silently and not entirely voluntarily.

A brief history

Every mutual fund company operating in India sells mutual funds as per the objectives defined by the respective fund. Regarding this there was no commo...

April 25, 2018

They say being healthy is very simple; all you have to focus is on what you EAT and what your WORKOUT is. The ‘Science Of Eating’ is emerging as a new field to help us stay healthy. Gone are the days when people thought eating less was eat...

April 18, 2018

As an investor, we are looking at maximizing our returns whilst mitigating the risk of losses. So when we are presented identical looking schemes, one which is a new fund offer  at a price of Rs 10/- unit and another existing fund which has existed for over say 10 year...

April 5, 2018

Last week I was with a client of mine who works for an IT services company. He had just received a reasonable sum of money as his performance bonus for the year ending Dec 2017. Aged about 45 years, with a large home loan as well, his wife was insisting that he close t...

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