February 15, 2019

As you drive through a busy morning at peak hour traffic, you realize the despondency of the car driver. The traffic is choc-a–bloc and he is stopping every two feet, braking incessantly due to high traffic, pedestrians crossing, market place crowd etc. In times like t...

February 8, 2019

Zen is the ancient Buddhist philosophy of Mindfulness. It encourages one observe without acting.At the heart of this Buddhist philosophy is the teaching to observe and let actions follow, without interfering therein. Let’s say we were to observe a caterpillar struggle...

November 26, 2018

I was with a client discussing the portfolio and aspects of the markets, when his friend dropped by. My client introduced him as a businessman who was running a successful leather products business with exports to many foreign countries. My client added that his friend...

November 1, 2018

Exactly 60 days ago, the Sensex touched 39,000 points on 28th August 2018. Since then a series of bad news, more so globally, including the rising geopolitical tensions like rising Crude prices and interest rates in US, these have had a downward sentiment on Indian sto...

May 25, 2018

In the early 1990s Harvard university conducted an experiment called the Monkey Business illusion (available on YouTube). In the clip the viewers are asked to count how many times the group of youngsters pass a ball amongst themselves. Suddenly in the middle, a bizarre...

This morning I was with a client discussing his portfolio and investments, when he made a comment that I have heard many times before. He asked, “Are there any exciting investment options available?” What he meant to ask was; is there anything new, different, whic...

April 5, 2018

Last week I was with a client of mine who works for an IT services company. He had just received a reasonable sum of money as his performance bonus for the year ending Dec 2017. Aged about 45 years, with a large home loan as well, his wife was insisting that he close t...

February 27, 2018

It is sad to note that the Punjab National Bank has suffered extensive loss on account of absence of adequate surveillance systems, allowing two employees, incur the back a loss that the other 9,998 employees of the bank may not be able to overcome. (Assuming Punjab Na...

October 18, 2017

Deepavali all over South India is celebrated as the event, marking the defeat of the Demon Narakasura by Lord Krishna. It is symbolic that we also celebrate this Deepavali by defeating the SPENDING NARAKASURA in us.

Very few people have a control over their cashflows an...

October 11, 2017

Every married man will attest to the fact that when he has spent a wonderful 25 years with his partner, the 25th Wedding Anniversary is a BIG affair. Apart from the parties and get togethers, the expectation is a memorable GIFT.

And, what better than ___________ are a g...

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